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Raja Gill

Managing DIrector

Our Motto at Gill Mortgages: "Not just a long-term relationship, but a lifelong bond with our clients."

Raja Gill's journey from India in 1995 to Australia and New Zealand was fueled by a passion for helping others and creating opportunities for growth. Growing up in a loving environment, Raja understood the importance of support and guidance, especially for those far from home. With unwavering dedication and hard work, he completed his hospitality management studies at the prestigious Ryde Campus in Sydney, leading to a successful career in the hospitality industry across Australia and New Zealand.

Raja's commitment to continuous improvement and serving others led him to further his education, earning NZQA Level 5 qualifications in Residential and Insurance Advice. His philosophy, "You can have more than you got because you can become more than you are", reflects his dedication to personal and professional growth, not just for himself but for everyone he works with.

As a financial advisor, Raja Gill is devoted to building lifelong relationships with his clients. He offers expert guidance, personalized solutions, and untiring support, ensuring that each client feels valued and understood. Raja's passion for helping others achieve their financial goals is at the heart of his practice, making him a trusted partner in your financial journey.

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Testimonials

What Our Client's Say

“His ability to secure approval for all our risk insurances and ensure they are paid promptly is commendable.” If you are serious of getting Life insurance Raja is your man to contact . He combines experience and wide knowledge with good judgment. His advise in preparing our risk protection plan was accurate, efficient and honest. We will keep on recommending Raja to our family and friends and we wish him success in his business and to sum up “Does what he says and says what he does”. Time tested and proved, he will never let you down.

Harry Grewal
GGH Orchards Investment Ltd.

I have known Raja Gill for many years and throughout that time I have found him to be thoroughly professional while still maintaining a humor and approachability. He has a positive attitude to his work. He has performed superbly in the tasks that we, and our clients, have set him. The financial sector is a place that he is well situated in, and his connections through the industry enable him to achieve positive results. I would certainly recommend him and his skills to anyone looking for a thoroughly professional broker to take care of their financial concerns.

Bruce Sommerville
Director
Quantum Construction Ltd.

Raja has assisted our family for many years ensuring our insurance needs are met and our family protected. He takes the time to listen and then provides the appropriate advice in plain english. Raja takes a pragmatic approach and ensured that our package was tailored to our specific needs. It was refreshing to deal with an advisor who so obviously cares about his clients.

Justin Arnold from Jackson Reeves Lawyers

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Our Services

What You Can Expect

Financial advice

We offer Full Need Analysis and Limited Advice Service. In the Full Need Analysis, we follow a 6-step financial advice process as explained below.

Accountability

Through our practices, we ensure that every recommendation and advice given is justifiable, transparent, and rooted in sound financial logic. In short, we work with your interest in mind. We are motivated by the idea that through your success, comes ours-not the other way around. We are your local, Cambridge team dedicated to meeting your needs so that, we can begin our journey together with mutual confidence.

Move well, Eat well, Sleep well, Plan well

We feel and understand that in the east we shy away from important topics. Mental health rarely gets discussed openly and on rare occasions, even if we discuss it, it’s always in a negative light and is not taken seriously. Research shows that mental illness/depression is openly discussed in western culture as compared to the east. Rather an interesting pattern is that depression is far more prevalent in the western world. This shows that depression is a modern health epidemic that is also culture-specific.

I am neither an expert on mental illness, nor a counsellor nor a specialist, but we have worked out a ritual to break an unhealthy habit for sound mental health. Ask yourself what your purpose in life is (5 times) and then complete the ritual form given below.

I spent too much time worrying about -------------
I did not spend enough time doing things like ------------
If I could go back in time I can change -----------
I am willing to struggle for ------------------
If I know that I am going to die in a year from now, what would I do and how would I want to be remembered---------------

I have always believed that blessed is an adviser who gives advice, but a person who takes the advice is 1000 times wiser than the advisor.

Download Ritual Form

Why Choose GMIL ?

We can organise pre-approval which shows real estate agents and vendors that you're serious about buying. It puts you in a better negotiating position as you already have your mortgage finance conditionally approved.
We analyse your current financial position and let you know how much you can safely borrow, so that you know your budget. We get you the best possible home loan package of the major banks.
At GMIL, you do not pay anything extra when we arrange a loan for you. Meet us at your convenience and feel free to discuss anything and everything till you are satisfied. If we charge you a fee, we will disclose this upfront.
We are independent. This means we are not tied to any lending house and give you unbiased advice and assistance, in your best interest.
All are dealings are transparent and honest; our clients’ interests are what matter the most to us. We explain everything before a client decides on a particular mortgage plan; there are no hidden charges or “afterthoughts” or “extras”.
GMIL will provide you with professional references if requested For e.g. Real estate agents, Accountants, Solicitors, Property Evaluators. Even after the matters are settled, we keep in touch over the years to monitor changes and make suitable recommendations.

Our Motto

“ To not just have a long-term relationship, but a life-long relationship with our clients”.